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Electricity contract for a detached house in Finland 2026 — cheapest choice by heating type

A detached house consumes 5 000–25 000 kWh/year depending on heating. See the cheapest contract for district heating, geothermal pumps and direct electric heating.

Choosing the right electricity contract for a detached house makes a bigger financial difference than for any other household type. Annual consumption ranges from 5 000 kWh (district heating) to 25 000 kWh (direct electric heating) — a 1 c/kWh price difference means 150–300 € per year. This guide shows the cheapest contracts by heating type and reveals which contract length actually wins.

Cheapest electricity contracts for a detached house right now

Ranked by total annual cost at 15 000 kWh consumption — typical for a detached house with air-source heat pump:

  1. #1
    Cheap Määräaikainen 36 kkFixed 36 kkCHEAPEST
    9,49c/kWh5,45€/monthPerusmaksu 0 € ensimmäiset 3 kk, sen jälkeen 5,45 €/kk
    ~124 €/monthestimate at 15 000 kWh/year
    View offer →
  2. #2
    9,65c/kWh3,90€/monthSähkösopimus 2 vuodeksi
    ~125 €/monthestimate at 15 000 kWh/year
    View offer →
  3. #3
    9,68c/kWh4,90€/monthPitkäkestoinen suoja sähkön hinnanvaihteluilta vastaan.
    ~126 €/monthestimate at 15 000 kWh/year
    View offer →
  4. #4
    9,78c/kWh5,95€/monthPerusmaksuton 3 kk
    ~128 €/monthestimate at 15 000 kWh/year
    View offer →
  5. #5
    9,79c/kWh5,90€/month
    ~128 €/monthestimate at 15 000 kWh/year
    View offer →

Frequently asked questions

What is a typical annual electricity consumption for a detached house?
It depends on heating: district heating 5 000–8 000 kWh, air-source heat pump + wood/oil 8 000–15 000 kWh, ground-source heat pump 10 000–15 000 kWh, direct electric heating 15 000–25 000 kWh. Check your last full year’s bill for the actual figure.
Is fixed-price or spot cheaper for a detached house?
On a multi-year average (2015–2024), spot has been cheaper 7 years out of 10. But with high consumption, a single bad winter (like Dec 2022) can cost €500–1000 extra on spot. For electrically heated homes, fixed-price is usually the safer bet unless you can actively shift consumption.
How much can I save by switching contracts?
For an electrically heated detached house (20 000 kWh/year), switching from a poorly-priced open-ended contract to a competitive 24-month fixed contract typically saves €200–500 per year. Over the 24-month term, that’s €400–1000 total.

Ready to find your best price?

Verrokit compares Finnish electricity contracts by real annual cost. Filter by your usage, sort by price and jump straight to the offer.

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